Independent since 2014.

I spent eight years inside two large Singapore insurers before going independent in 2014. The work was good. The conflicts were structural and unfixable. I left.

Now I work with around seventy families and twenty business owners. My book is capped. I don't take on more than I can know personally. When you call my mobile, I pick up. When I'm driving or with a client, I call back the same day.

I am registered with MAS as a Representative under a licensed FA firm. I am audited annually by the firm's compliance team. My CPD hours are kept current.